Banks don't like house built out of trash

Started by Whitlock, March 19, 2010, 10:43:35 PM

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Whitlock

Make Peace With Your Past So It Won't Screw Up The Present

glenn kangiser

"Always work from the general to the specific." J. Raabe

Glenn's Underground Cabin  http://countryplans.com/smf/index.php?topic=151.0

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peternap

Quote from: glenn kangiser on March 19, 2010, 11:23:33 PM
Only if you don't need financing. ::)

Yep!

Homes from alternate materials can be very nice. The problem is the yuppies have gotten the idea that GREEN is the way to go. I happen to agree with the idea but not for Muffin and Skippy.

Alternate homes are built from those materials because the materials are handy and free or cheap. From there the skill in building them is the big deciding factor as to how nice they are.

If you have to finance it, don't build it.

I was born in the family homestead. It was part log cabin, part timber frame and part stick built. The wiring was done by string it along the walls. Coal and wood heat.
It would NEVER pass an inspection but it was a wonderful place.

I couldn't guess how many tar paper shacks are being lived in in Va, but there are lots.

Build with alternate materials, stay off grid and under the radar and enjoy it the rest of your life. After that, it's someone elses problem.
These here is God's finest scupturings! And there ain't no laws for the brave ones! And there ain't no asylums for the crazy ones! And there ain't no churches, except for this right here!

rick91351

Quote from: peternap on March 19, 2010, 11:54:55 PM
Quote from: glenn kangiser on March 19, 2010, 11:23:33 PM
Only if you don't need financing. ::)



If you have to finance it, don't build it.


Build with alternate materials, stay off grid and under the radar and enjoy it the rest of your life. After that, it's someone elses problem.

Glenn and Peter I wished we would have taken that to heart many years ago rather than recently.  We spent so many years as most do not working for ourselves and in reality not even working for our employers.  In truth working for Chase, CITI, AmEx.  We were sort of more concerned in life with how much more can we finance.  My Dad use to tell me all the time stay out of debt, stay out of debt.  I though he just did not understand the modern era.  We in truth did not understand the modern era.

The wonderful modern era!  The era of the squeaking squirrel cage mentality.  The era of paying the gym so you can work out while you pay some one else to mow the grass and clip the hedge, wash the car and paint the house.  You know the era of screaming at the microwave to hurry up.  The era of what is our FICO score today; like it is some super secret formula more powerful than the DOW.  The era of bad diet and huge debt.  The era of heart attacks and diabetics.   The era of not being able to just say no I will not do that, I will not work like that, nor will I get off this stupid squeaking squirrel cage.  Oh yes the pleasant modern era of letting Washington DC do it for us and take from us what Chase, CITI and AmEx does not or vice versa makes no difference the final sum is always the same.  The modern era with Big Brother watching our every mover and everyone stressed point of the general population snapping at any moment.  Damn aint this current modern life in the current modern era grand.               
Proverbs 24:3-5 Through wisdom is an house builded; an by understanding it is established.  4 And by knowledge shall the chambers be filled with all precious and pleasant riches.  5 A wise man is strong; yea, a man of knowledge increaseth strength.

peternap

 


QuoteThe era of bad diet and huge debt.  The era of heart attacks and diabetics.   

Well, I have to confess I don't have any mortgages or car payments, ot any other financing. I have no idea what my FICO score is, and don't care. Just to let you know how often I check my credit, apparently in the early 80's I made a mistake on my state taxes. They filed a tax lien and I had no idea. This fall, to raise money they gave a tax amnesty and sent everyone that owed money a letter. I paid the entire $290.00 something dollars.
I didn't know about the lien until they sent me a release months after I paid the bill. ???

I do have heart problems and diabetes.
The Heart problem I think I earned but I have decided the diabetes is penance for past sins.

My wife and I sat down and thought about what I did.

It could be because I used to kill possums with a golf club.
Or
That Brazilian Girl  ;D
or
The time I got drunk with a lawyer friend and we chased hookers down the sidewalk in my old car.. Long story but I was on the hood with a whaling harpoon I had on my office wall until I changed jobs.
or
the time I used to let the air out of all the tires on a fellows car who parked outside of my dorm window, then would fill them back up before he got back to change them.
or
the rubber snake I used to put in the fountains at capitol square.
or
the free beer signs I used to put in front of the town council meetings
or
the horse and buggy we put of the roof of the town hall.

We're still working o possibilities ???

Come to think of it, could be the pig I bought at a charity auction and had delivered to the ladies flower club. :-\
These here is God's finest scupturings! And there ain't no laws for the brave ones! And there ain't no asylums for the crazy ones! And there ain't no churches, except for this right here!


glenn kangiser

Don't feel bad, Rick.  We only did that here but have plenty of old debt to go around.  Good rant by the way.  At least you are aware and working on it.

Peter, those are some good ones.  As good as the time my buddy chased the drunk the wrong way (driving on the left sidewalk)down the sidewalk with my Peterbilt Crane truck because he was out in the street flagging in emergency vehicles thinking he was being funny.  The drunk had been in the Barbecue making an ass out of himself while we were having dinner.  Al had had enough of him.

I was in the passenger seat wondering how soon the cops would be after us.  Try to hide in a cabover Pete.....  [waiting]
"Always work from the general to the specific." J. Raabe

Glenn's Underground Cabin  http://countryplans.com/smf/index.php?topic=151.0

Please put your area in your sig line so we can assist with location specific answers.