QuoteI guess I assumed that if the design met code, and an engineer's approval, it had to be sufficient.That is the intent. Pier type foundations do not meet code without an engineer's approval and most of what you see done along those lines by DIY'ers they would not be able to approve.
QuoteI see some houses in the area with a hybrid foundation. Part perimeter, and part post.I've built one that way and it has held up fine. It is tucked down in a very protected location. They wanted to build under radar on piers, uh yeah, that wasn't happening. This was as far as I could get them at that time. The handyman bench, bee suit, bikes, solar inverter, etc ended up in that "basement" bracing room. He is now putting in a full perimeter foundation the hard way. One engineer noted that it is frustrating to see people's light flicker on too late time and again. Let's go back to the assumption you would like to make... Code requires a full perimeter foundation, or, another way to think about it is that bracing walls above (generally the exterior walls), need to sit over and be tied to bracing walls below. There are cantilever tables that will buy you a foot or two. Going to a hybrid is an engineered design.
QuoteIn a stepped foundation, what is the basement/crawlspace floor? Just the natural surface?If the soil is dry and not shifting I believe code is silent on basement or crawlspace floors if the foundation is masonry or concrete. Clean subsoil is common for the floor, remove the topsoil and all organic material to avoid attracting termites and ants. Sand is more comfortable if the soil is knobby. Then cover the soil with at least 6mil plastic to control moisture above. Study this chapter, if it is in red that is changes for my state only;